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credit score ; CIBIL score; credit rating;

What Is CIBIL / Credit Score And How To Check It

Your credit score will matter if you are looking to get any form of a credit line from financial institutes and banks. In simple words, the score determines the creditworthiness of an individual in the market. Lenders assess the credit scores before sanctioning any line of credit to the potential borrower. It also plays a pivotal role in sanctioning the loan and interest rate payable by the loan applicant.